Side-by-side · Q2 2026 data
Illini State Bank vs Streator Onized Credit Union
Metric by metric
| Measure | Illini State Bank | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 38 | 84 (stronger) |
| Earnings | 71 (stronger) | 67 |
| Funding & liquidity | 67 | 70 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 43rd | 86th |
| Total assets | $171.9M | $423.3M |
| Deposits / shares | $124.5M | $354.0M |
| Capital ratio | 14.42% | 15.58% (stronger) |
| Problem loans | 1.86% | 0.47% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.21% |
| Return on assets | 1.26% (stronger) | 1.19% |
| Loans ÷ deposits | 85.5% (stronger) | 90.6% |
| Uninsured deposits | 22.4% | 4.6% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Illini State Bank leads on 3 and Streator Onized Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.