Side-by-side · Q2 2026 data
Illinois State Credit Union vs Illiana Financial Credit Union
Metric by metric
| Measure | Illinois State Credit Union | Illiana Financial Credit Union |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 82 (stronger) | 55 |
| Earnings | 59 (stronger) | 34 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 48th | 66th |
| Total assets | $248.6M | $264.2M |
| Deposits / shares | $219.3M | $227.5M |
| Capital ratio | 10.74% | 17.36% (stronger) |
| Problem loans | 0.54% (stronger) | 1.34% |
| Net charge-offs | 0.65% (stronger) | 0.87% |
| Return on assets | 0.97% (stronger) | 0.35% |
| Loans ÷ deposits | 90.2% | 50.1% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 2.1% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.8% |
Illiana Financial Credit Union has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Credit Union leads on 4 and Illiana Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.