Side-by-side · Q2 2026 data
Illinois State Credit Union vs Midwest Members Credit Union
Metric by metric
| Measure | Illinois State Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 57 | 86 (stronger) |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 59 | 86 (stronger) |
| Funding & liquidity | 70 | 77 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 48th | 87th |
| Total assets | $248.6M | $226.6M |
| Deposits / shares | $219.3M | $195.5M |
| Capital ratio | 10.74% | 13.58% (stronger) |
| Problem loans | 0.54% | 0.44% (stronger) |
| Net charge-offs | 0.65% | 0.34% (stronger) |
| Return on assets | 0.97% | 1.66% (stronger) |
| Loans ÷ deposits | 90.2% | 82.8% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 3.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Credit Union leads on 1 and Midwest Members Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.