Side-by-side · Q2 2026 data
Illinois State Police Federal Credit Union vs Gas and Electric Credit Union
Credit union
Illinois State Police Federal Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Illinois State Police Federal Credit Union | Gas and Electric Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 53 | 53 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 49 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 57th |
| Total assets | $126.9M | $132.1M |
| Deposits / shares | $113.4M | $117.7M |
| Capital ratio | 10.35% (stronger) | 10.32% |
| Problem loans | 0.01% (stronger) | 0.38% |
| Net charge-offs | -0.21% (stronger) | 0.20% |
| Return on assets | 0.73% | 1.00% (stronger) |
| Loans ÷ deposits | 22.9% (stronger) | 74.3% |
| Uninsured deposits | 3.4% (stronger) | 6.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | 0.0% |
Illinois State Police Federal Credit Union has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Police Federal Credit Union leads on 6 and Gas and Electric Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.