Illinois State Police Federal Credit Union is a federal credit union headquartered in Springfield, Illinois, in business for about 60 years. At the end of Q2 2026 it reported $126.9M in total assets and $113.4M in member shares and deposits, with 1 office.
Illinois State Police Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 90th. Loan quality contributes the most (100/100, 0.01%); earnings contributes the least (49/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (72 → 76), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 76 |
| Q4 2024 | 79 |
| Q1 2025 | 65 |
| Q2 2025 | 72 |
| Q3 2025 | 71 |
| Q4 2025 | 76 |
| Q1 2026 | 71 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.04% |
| Q3 2024 | 10.38% |
| Q4 2024 | 10.42% |
| Q1 2025 | 9.85% |
| Q2 2025 | 9.96% |
| Q3 2025 | 10.20% |
| Q4 2025 | 10.37% |
| Q1 2026 | 10.04% |
| Q2 2026 | 10.35% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.01% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.14% |
| Q1 2025 | -0.33% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.31% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $126.9M | 10.35% | 0.01% | 0.73% | 22.9% |
| Q1 2026 | 71 | $127.1M | 10.04% | 0.08% | 0.31% | 23.5% |
| Q4 2025 | 76 | $122.2M | 10.37% | 0.06% | 0.72% | 25.4% |
| Q3 2025 | 71 | $120.5M | 10.20% | 0.29% | 0.55% | 26.7% |
| Q2 2025 | 72 | $120.7M | 9.96% | 0.05% | 0.38% | 26.6% |
| Q1 2025 | 65 | $119.7M | 9.85% | 0.08% | -0.33% | 26.6% |
| Q4 2024 | 79 | $113.2M | 10.42% | 0.08% | 1.14% | 28.1% |
| Q3 2024 | 76 | $111.6M | 10.38% | 0.55% | 1.30% | 29.6% |
| Q2 2024 | 78 | $111.9M | 10.04% | 0.15% | 1.30% | 29.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commonwealth Credit UnionCredit union Bourbonnais, IL | 83 out of 100, Strong | $128.1M | 13.2% | 0.43% | vs |
| Central Credit Union of IllinoisCredit union Bellwood, IL | 75 out of 100, Strong | $122.7M | 14.3% | 1.19% | vs |
| Gas and Electric Credit UnionCredit union Rock Island, IL | 72 out of 100, Strong | $132.1M | 10.3% | 0.38% | vs |
| Illinois Educators Credit UnionCredit union Springfield, IL | 59 out of 100, Moderate | $120.3M | 10.6% | 0.87% | vs |
| United Community Credit UnionCredit union Quincy, IL | 84 out of 100, Strong | $134.1M | 15.4% | 0.40% | vs |
| Landmark Credit UnionCredit union Danville, IL | 66 out of 100, Moderate | $119.1M | 9.9% | 0.50% | vs |
Deposit insurance
Is my money safe at Illinois State Police Federal Credit Union?
Yes. Illinois State Police Federal Credit Union is a federally insured credit union (NCUA charter #17335). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.35%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Illinois State Police Federal Credit Union lists 1 office in 1 city. Most locations:
- Springfield, IL (1)
HMDA 2025
Mortgage lending
In 2025, Illinois State Police Federal Credit Union reported 19 home-loan applications under HMDA (LEI 549300D4P7FB9UH6CL48): 12 originated ($950,000 total), 6 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Illinois State Police Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17335
- RSSD ID
- 91688
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- 730 Engineering Ave, Springfield, IL 62703
- Employees
- 17
Quick answers
Illinois State Police Federal Credit Union: common questions
Is Illinois State Police Federal Credit Union NCUA insured?
Yes. Illinois State Police Federal Credit Union is a federally insured credit union (NCUA charter #17335). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Illinois State Police Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Illinois State Police Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Springfield Firefighters Credit UnionCredit union Springfield, IL | 100 out of 100, Very strong | $3.4M | 16.6% | 0.00% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Heartland Credit UnionCredit union Springfield, IL | 89 out of 100, Very strong | $573.7M | 13.7% | 0.25% | vs |
| Midland Community BankBank Kincaid, IL | 88 out of 100, Very strong | $68.8M | 12.1% | 0.00% | vs |
| Springfield City Employees Credit UnionCredit union Springfield, IL | 85 out of 100, Very strong | $12.8M | 17.1% | 0.33% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |