Side-by-side · Q2 2026 data
Illinois State Police Federal Credit Union vs Illinois Educators Credit Union
Credit union
Illinois State Police Federal Credit Union
Springfield, Illinois · $100 million – $1 billion
Credit union
Illinois Educators Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Illinois State Police Federal Credit Union | Illinois Educators Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 53 | 56 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 49 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 68th | 19th |
| Total assets | $126.9M | $120.3M |
| Deposits / shares | $113.4M | $102.2M |
| Capital ratio | 10.35% | 10.59% (stronger) |
| Problem loans | 0.01% (stronger) | 0.87% |
| Net charge-offs | -0.21% (stronger) | 1.60% |
| Return on assets | 0.73% (stronger) | 0.16% |
| Loans ÷ deposits | 22.9% (stronger) | 91.2% |
| Uninsured deposits | 3.4% | 2.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Illinois State Police Federal Credit Union has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Illinois State Police Federal Credit Union leads on 5 and Illinois Educators Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.