Side-by-side · Q2 2026 data
Illinois Valley Credit Union vs Blackhawk Area Credit Union
Metric by metric
| Measure | Illinois Valley Credit Union | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 58 | 79 (stronger) |
| Capital cushion | 51 | 84 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 0 | 45 (stronger) |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 19th | 62nd |
| Total assets | $36.3M | $39.1M |
| Deposits / shares | $32.4M | $34.5M |
| Capital ratio | 10.12% | 13.41% (stronger) |
| Problem loans | 0.34% | 0.13% (stronger) |
| Net charge-offs | 0.51% | 0.09% (stronger) |
| Return on assets | -2.12% | 0.62% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 89.3% |
| Uninsured deposits | 2.7% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blackhawk Area Credit Union has the higher TellerScore (79 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Illinois Valley Credit Union leads on 1 and Blackhawk Area Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.