Side-by-side · Q2 2026 data
Impact Bank vs The Bank of Protection
Metric by metric
| Measure | Impact Bank | The Bank of Protection |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 56 | 68 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 87 (stronger) | 84 |
| Funding & liquidity | 75 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 80th |
| Total assets | $167.2M | $154.4M |
| Deposits / shares | $153.0M | $122.0M |
| Capital ratio | 10.62% | 11.81% (stronger) |
| Problem loans | 0.03% | 0.01% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 1.60% |
| Loans ÷ deposits | 64.7% (stronger) | 88.2% |
| Uninsured deposits | 33.7% | 28.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Protection has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Impact Bank leads on 2 and The Bank of Protection on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.