Headquartered in Protection, Kansas, The Bank of Protection is a state-chartered bank with $154.4M in total assets and $122.0M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1980.
The Bank of Protection has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 50th. Loan quality contributes the most (100/100, 0.01%); funding & liquidity contributes the least (58/100, 88% loans-to-deposits, 28% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (92 → 81), mostly because the capital cushion component weakened by 32 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 93 |
| Q4 2024 | 91 |
| Q1 2025 | 87 |
| Q2 2025 | 92 |
| Q3 2025 | 93 |
| Q4 2025 | 82 |
| Q1 2026 | 79 |
| Q2 2026 | 81 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.30% |
| Q3 2024 | 15.14% |
| Q4 2024 | 15.45% |
| Q1 2025 | 15.18% |
| Q2 2025 | 15.63% |
| Q3 2025 | 15.93% |
| Q4 2025 | 12.24% |
| Q1 2026 | 11.79% |
| Q2 2026 | 11.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.23% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.57% |
| Q3 2024 | 1.61% |
| Q4 2024 | 1.53% |
| Q1 2025 | 1.82% |
| Q2 2025 | 1.75% |
| Q3 2025 | 1.64% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.53% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $154.4M | 11.81% | 0.01% | 1.60% | 88.2% |
| Q1 2026 | 79 | $150.2M | 11.79% | 0.23% | 1.53% | 87.1% |
| Q4 2025 | 82 | $145.9M | 12.24% | 0.06% | 1.56% | 82.5% |
| Q3 2025 | 93 | $92.8M | 15.93% | 0.10% | 1.64% | 74.6% |
| Q2 2025 | 92 | $98.5M | 15.63% | 0.07% | 1.75% | 82.2% |
| Q1 2025 | 87 | $96.8M | 15.18% | 0.78% | 1.82% | 78.0% |
| Q4 2024 | 91 | $98.7M | 15.45% | 0.00% | 1.53% | 79.5% |
| Q3 2024 | 93 | $92.6M | 15.14% | 0.00% | 1.61% | 77.4% |
| Q2 2024 | 89 | $95.3M | 14.30% | 0.09% | 1.57% | 81.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank & TrustBank Atwood, KS | 73 out of 100, Strong | $159.0M | 10.6% | 0.75% | vs |
| First BankBank Sterling, KS | 45 out of 100, Below average | $162.4M | 12.4% | 7.82% | vs |
| The First National Bank in CimarronBank Cimarron, KS | 80 out of 100, Strong | $143.5M | 9.6% | 0.25% | vs |
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
| Elk State BankBank Clyde, KS | 68 out of 100, Moderate | $138.7M | 8.2% | 0.00% | vs |
| American Bank of Baxter SpringsBank Baxter Springs, KS | 72 out of 100, Strong | $170.2M | 10.0% | 0.00% | vs |
Deposit insurance
Is my money safe at The Bank of Protection?
Yes. The Bank of Protection is an FDIC-insured institution (FDIC certificate #23099). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.1% of deposits ($34.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
The Bank of Protection lists 5 offices in 5 cities. Most locations:
- Ashland, KS (1)
- Coldwater, KS (1)
- Haviland, KS (1)
- Mullinville, KS (1)
- Protection, KS (1)
Identity & history
Profile
- Legal name
- The Bank of Protection
- Type
- State-chartered bank
- FDIC certificate #
- 23099
- RSSD ID
- 531157
- Primary regulator
- FDIC
- Holding company
- Protection Bk Holding Co Inc
- Established
- April 2, 1980
- Headquarters
- 302 N Broadway, Protection, KS 67127
- Website
- www.bankofprotection.com
- Employees
- 21
Quick answers
The Bank of Protection: common questions
Is The Bank of Protection FDIC insured?
Yes. The Bank of Protection is an FDIC-insured institution (FDIC certificate #23099). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Protection's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Protection ever failed?
There is no failure record for FDIC certificate #23099 in the FDIC failed bank list.
How many branches does The Bank of Protection have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Protection
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Stockgrowers State Bank of Ashland, KansasBank Ashland, KS | 89 out of 100, Very strong | $227.1M | 14.1% | 0.00% | vs |