Side-by-side · Q2 2026 data
Impact Bank vs Vintage Bank Kansas
Metric by metric
| Measure | Impact Bank | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 56 | 66 (stronger) |
| Loan quality | 99 (stronger) | 82 |
| Earnings | 87 | 88 (stronger) |
| Funding & liquidity | 75 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 77th | 72nd |
| Total assets | $167.2M | $288.6M |
| Deposits / shares | $153.0M | $231.4M |
| Capital ratio | 10.62% | 11.56% (stronger) |
| Problem loans | 0.03% (stronger) | 0.53% |
| Net charge-offs | 0.05% (stronger) | 0.06% |
| Return on assets | 1.67% | 1.70% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 77.4% |
| Uninsured deposits | 33.7% | 22.8% (stronger) |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Impact Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Impact Bank leads on 4 and Vintage Bank Kansas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.