Side-by-side · Q2 2026 data
Impact Credit Union, Inc. vs Associated School Employees Credit Union
Credit union
Associated School Employees Credit Union
Youngstown, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Impact Credit Union, Inc. | Associated School Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 39 | 53 (stronger) |
| Loan quality | 86 | 90 (stronger) |
| Earnings | 32 | 66 (stronger) |
| Funding & liquidity | 93 (stronger) | 62 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 29th | 51st |
| Total assets | $205.7M | $222.1M |
| Deposits / shares | $185.7M | $198.6M |
| Capital ratio | 8.86% | 10.26% (stronger) |
| Problem loans | 0.43% | 0.30% (stronger) |
| Net charge-offs | 0.29% | 0.19% (stronger) |
| Return on assets | 0.29% | 1.14% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 98.5% |
| Uninsured deposits | 2.7% | 0.7% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Associated School Employees Credit Union has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Impact Credit Union, Inc. leads on 1 and Associated School Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.