Side-by-side · Q2 2026 data
INB, National Association vs FCB Banks
Metric by metric
| Measure | INB, National Association | FCB Banks |
|---|---|---|
| TellerScore | 62 | 66 (stronger) |
| Capital cushion | 44 (stronger) | 35 |
| Loan quality | 63 | 75 (stronger) |
| Earnings | 68 | 92 (stronger) |
| Funding & liquidity | 77 (stronger) | 66 |
| Problem-loan coverage | 82 | 87 (stronger) |
| Peer percentile | 27th | 40th |
| Total assets | $2.7B | $2.6B |
| Deposits / shares | $2.4B | $2.3B |
| Capital ratio | 9.44% (stronger) | 8.45% |
| Problem loans | 1.10% | 0.76% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.20% | 1.79% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 89.4% |
| Uninsured deposits | 18.2% (stronger) | 19.7% |
| Offices | 14 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 9.4% |
FCB Banks has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), INB, National Association leads on 3 and FCB Banks on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.