Side-by-side · Q2 2026 data
INB, National Association vs State Bank of the Lakes, National Association
Metric by metric
| Measure | INB, National Association | State Bank of the Lakes, National Association |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 44 (stronger) | 40 |
| Loan quality | 63 | 94 (stronger) |
| Earnings | 68 | 77 (stronger) |
| Funding & liquidity | 77 (stronger) | 67 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 27th | 63rd |
| Total assets | $2.7B | $2.8B |
| Deposits / shares | $2.4B | $2.4B |
| Capital ratio | 9.44% (stronger) | 9.05% |
| Problem loans | 1.10% | 0.18% (stronger) |
| Net charge-offs | 0.10% | 0.07% (stronger) |
| Return on assets | 1.20% | 1.43% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 87.3% |
| Uninsured deposits | 18.2% (stronger) | 20.5% |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 3.8% |
State Bank of the Lakes, National Association has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), INB, National Association leads on 3 and State Bank of the Lakes, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.