Side-by-side · Q2 2026 data
InBank vs Centinel Bank of Taos
Metric by metric
| Measure | InBank | Centinel Bank of Taos |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 65 (stronger) | 42 |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 49 | 73 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 27th | 75th |
| Total assets | $1.4B | $424.8M |
| Deposits / shares | $1.1B | $387.6M |
| Capital ratio | 11.46% (stronger) | 9.22% |
| Problem loans | 1.31% | 0.00% (stronger) |
| Net charge-offs | 0.76% | 0.00% (stronger) |
| Return on assets | 1.08% | 2.10% (stronger) |
| Loans ÷ deposits | 83.3% | 42.5% (stronger) |
| Uninsured deposits | 39.9% | 39.4% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centinel Bank of Taos has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), InBank leads on 1 and Centinel Bank of Taos on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.