Side-by-side · Q2 2026 data
InBank vs Century Bank
Metric by metric
| Measure | InBank | Century Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 61 |
| Capital cushion | 65 (stronger) | 53 |
| Loan quality | 56 | 64 (stronger) |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 49 | 71 (stronger) |
| Problem-loan coverage | 86 (stronger) | 67 |
| Peer percentile | 27th | 24th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 11.46% (stronger) | 10.25% |
| Problem loans | 1.31% | 1.07% (stronger) |
| Net charge-offs | 0.76% | 0.01% (stronger) |
| Return on assets | 1.08% (stronger) | 0.95% |
| Loans ÷ deposits | 83.3% | 68.0% (stronger) |
| Uninsured deposits | 39.9% | 34.1% (stronger) |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
InBank has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), InBank leads on 3 and Century Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.