Side-by-side · Q2 2026 data
InBank vs Citizens Bank of Las Cruces
Metric by metric
| Measure | InBank | Citizens Bank of Las Cruces |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 65 (stronger) | 54 |
| Loan quality | 56 | 86 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 49 | 56 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 27th | 80th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 11.46% (stronger) | 10.42% |
| Problem loans | 1.31% | 0.43% (stronger) |
| Net charge-offs | 0.76% | 0.00% (stronger) |
| Return on assets | 1.08% | 2.25% (stronger) |
| Loans ÷ deposits | 83.3% | 81.5% (stronger) |
| Uninsured deposits | 39.9% | 35.5% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
Citizens Bank of Las Cruces has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), InBank leads on 1 and Citizens Bank of Las Cruces on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.