Side-by-side · Q2 2026 data
Incommons Bank, N.A. vs PrimeBank of Texas
Metric by metric
| Measure | Incommons Bank, N.A. | PrimeBank of Texas |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 52 | 67 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 84 | 89 (stronger) |
| Funding & liquidity | 67 (stronger) | 39 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 53rd | 75th |
| Total assets | $277.6M | $279.7M |
| Deposits / shares | $245.8M | $244.2M |
| Capital ratio | 10.20% | 11.66% (stronger) |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.60% | 1.72% (stronger) |
| Loans ÷ deposits | 79.0% | 75.4% (stronger) |
| Uninsured deposits | 28.1% (stronger) | 56.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.8% | — |
PrimeBank of Texas has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Incommons Bank, N.A. leads on 1 and PrimeBank of Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.