Side-by-side · Q2 2026 data
Increase Bank vs Liberty Bank
Metric by metric
| Measure | Increase Bank | Liberty Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 57 |
| Capital cushion | 46 (stronger) | 44 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 36 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 25 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 47th | 14th |
| Total assets | $150.7M | $206.0M |
| Deposits / shares | $135.4M | $164.4M |
| Capital ratio | 9.57% (stronger) | 9.35% |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.39% (stronger) | 0.36% |
| Loans ÷ deposits | 45.5% (stronger) | 100.8% |
| Uninsured deposits | -0.5% (stronger) | 45.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Increase Bank has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Increase Bank leads on 7 and Liberty Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.