Increase Bank (FDIC certificate #35261) is based in Longview, Washington. Its Q2 2026 call report shows $150.7M in total assets and $135.4M in deposits and 1 office.
Increase Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 29 banks headquartered in Washington, it ranks 10th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (36/100, 0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 58 |
| Q4 2024 | 53 |
| Q1 2025 | 66 |
| Q2 2025 | 70 |
| Q3 2025 | 72 |
| Q4 2025 | 84 |
| Q1 2026 | 82 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.76% |
| Q3 2024 | 10.32% |
| Q4 2024 | 10.35% |
| Q1 2025 | 10.52% |
| Q2 2025 | 10.66% |
| Q3 2025 | 10.66% |
| Q4 2025 | 19.78% |
| Q1 2026 | 15.02% |
| Q2 2026 | 9.57% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.82% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.66% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.88% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $150.7M | 9.57% | 0.00% | 0.39% | 45.5% |
| Q1 2026 | 82 | $114.6M | 15.02% | 0.00% | 0.69% | 55.7% |
| Q4 2025 | 84 | $81.5M | 19.78% | 0.00% | 0.88% | 80.7% |
| Q3 2025 | 72 | $76.5M | 10.66% | 0.00% | 0.83% | 67.0% |
| Q2 2025 | 70 | $72.5M | 10.66% | 0.00% | 0.61% | 71.2% |
| Q1 2025 | 66 | $70.7M | 10.52% | 0.36% | 0.55% | 70.2% |
| Q4 2024 | 53 | $69.7M | 10.35% | 1.66% | 0.58% | 66.3% |
| Q3 2024 | 58 | $74.0M | 10.32% | 1.30% | 0.66% | 66.4% |
| Q2 2024 | 53 | $71.0M | 10.76% | 1.82% | 0.58% | 69.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Portage BankBank Bellevue, WA | 44 out of 100, Below average | $116.2M | 7.5% | 1.13% | vs |
| Liberty BankBank Poulsbo, WA | 57 out of 100, Moderate | $206.0M | 9.4% | 0.14% | vs |
| RiverBankBank Spokane, WA | 77 out of 100, Strong | $310.2M | 11.3% | 0.31% | vs |
| Pacific Crest BankBank Lynnwood, WA | 66 out of 100, Moderate | $318.5M | 11.1% | 0.47% | vs |
| UniBankBank Lynnwood, WA | 50 out of 100, Below average | $393.0M | 7.3% | 0.54% | vs |
| Baker-Boyer National BankBank Walla Walla, WA | 66 out of 100, Moderate | $692.9M | 9.3% | 0.42% | vs |
Deposit insurance
Is my money safe at Increase Bank?
Yes. Increase Bank is an FDIC-insured institution (FDIC certificate #35261). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated -0.5% of deposits (−$621K) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.57%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Increase Bank lists 1 office in 1 city. Most locations:
- Longview, WA (1)
Identity & history
Profile
- Legal name
- Increase Bank
- Former names
- Twin City Bank
- Type
- State-chartered bank
- FDIC certificate #
- 35261
- RSSD ID
- 2905761
- Primary regulator
- FDIC
- Holding company
- Twin City Bcorp Inc
- Established
- April 17, 2000
- Headquarters
- 729 Vandercook Way, Longview, WA 98632
- Website
- www.twincitybank.com
- Employees
- 19
Quick answers
Increase Bank: common questions
Is Increase Bank FDIC insured?
Yes. Increase Bank is an FDIC-insured institution (FDIC certificate #35261). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Increase Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Increase Bank ever failed?
There is no failure record for FDIC certificate #35261 in the FDIC failed bank list.
How many branches does Increase Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Longview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mint Valley Federal Credit UnionCredit union Longview, WA | 87 out of 100, Very strong | $23.7M | 19.3% | 0.10% | vs |
| Pud Federal Credit UnionCredit union Longview, WA | 85 out of 100, Very strong | $9.4M | 15.5% | 0.00% | vs |
| Timberland BankBank Hoquiam, WA | 78 out of 100, Strong | $2.1B | 12.9% | 0.56% | vs |
| Fibre Federal Credit UnionCredit union Longview, WA | 75 out of 100, Strong | $1.8B | 13.7% | 0.96% | vs |
| Red Canoe Credit UnionCredit union Longview, WA | 72 out of 100, Strong | $1.2B | 12.3% | 0.60% | vs |
| Iq Credit UnionCredit union Vancouver, WA | 70 out of 100, Strong | $2.2B | 11.3% | 0.79% | vs |