Side-by-side · Q2 2026 data
Increase Bank vs UniBank
Metric by metric
| Measure | Increase Bank | UniBank |
|---|---|---|
| TellerScore | 71 (stronger) | 50 |
| Capital cushion | 46 (stronger) | 23 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 36 (stronger) | 10 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 47th | 7th |
| Total assets | $150.7M | $393.0M |
| Deposits / shares | $135.4M | $322.6M |
| Capital ratio | 9.57% (stronger) | 7.31% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | -0.00% | -1.39% (stronger) |
| Return on assets | 0.39% (stronger) | -0.25% |
| Loans ÷ deposits | 45.5% (stronger) | 83.0% |
| Uninsured deposits | -0.5% (stronger) | 16.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Increase Bank has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Increase Bank leads on 6 and UniBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.