Side-by-side · Q2 2026 data
IncredibleBank vs Marathon County Employees Credit Union
Credit union
Marathon County Employees Credit Union
Wausau, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | IncredibleBank | Marathon County Employees Credit Union |
|---|---|---|
| TellerScore | 57 | 86 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 70 | 87 (stronger) |
| Earnings | 62 | 67 (stronger) |
| Funding & liquidity | 58 | 73 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 16th | 80th |
| Total assets | $2.1B | $46.5M |
| Deposits / shares | $1.8B | $38.1M |
| Capital ratio | 8.30% | 16.28% (stronger) |
| Problem loans | 0.89% | 0.38% (stronger) |
| Net charge-offs | 0.11% | -0.02% (stronger) |
| Return on assets | 1.06% | 1.18% (stronger) |
| Loans ÷ deposits | 89.0% | 86.8% (stronger) |
| Uninsured deposits | 27.3% | 5.6% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
Marathon County Employees Credit Union has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), IncredibleBank leads on 0 and Marathon County Employees Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.