Side-by-side · Q2 2026 data
IncredibleBank vs Public Service Credit Union
Metric by metric
| Measure | IncredibleBank | Public Service Credit Union |
|---|---|---|
| TellerScore | 57 | 80 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 62 (stronger) | 36 |
| Funding & liquidity | 58 | 58 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 16th | 65th |
| Total assets | $2.1B | $13.9M |
| Deposits / shares | $1.8B | $11.1M |
| Capital ratio | 8.30% | 19.33% (stronger) |
| Problem loans | 0.89% | 0.07% (stronger) |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.06% (stronger) | 0.41% |
| Loans ÷ deposits | 89.0% (stronger) | 102.4% |
| Uninsured deposits | 27.3% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | — |
Public Service Credit Union has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), IncredibleBank leads on 2 and Public Service Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.