Side-by-side · Q2 2026 data
Independence Bank vs Wiremen'S Credit Union
Metric by metric
| Measure | Independence Bank | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 81 | 92 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 92nd |
| Total assets | $191.2M | $40.6M |
| Deposits / shares | $161.6M | $33.5M |
| Capital ratio | 14.46% | 17.01% (stronger) |
| Problem loans | 0.26% | 0.11% (stronger) |
| Net charge-offs | 0.49% | -0.08% (stronger) |
| Return on assets | 0.87% | 1.07% (stronger) |
| Loans ÷ deposits | 62.1% | 51.9% (stronger) |
| Uninsured deposits | 50.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Independence Bank leads on 0 and Wiremen'S Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.