Side-by-side · Q2 2026 data
Independence State Bank vs Superior Savings Bank
Metric by metric
| Measure | Independence State Bank | Superior Savings Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 100 (stronger) | 62 |
| Earnings | 68 (stronger) | 54 |
| Funding & liquidity | 71 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 54th | 51st |
| Total assets | $84.2M | $98.8M |
| Deposits / shares | $72.2M | $81.4M |
| Capital ratio | 10.38% | 16.30% (stronger) |
| Problem loans | 0.00% (stronger) | 1.15% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.20% (stronger) | 0.85% |
| Loans ÷ deposits | 89.7% (stronger) | 100.1% |
| Uninsured deposits | 14.9% (stronger) | 18.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.4% |
Independence State Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Independence State Bank leads on 6 and Superior Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.