Side-by-side · Q2 2026 data
Independent Correspondent Bankers' Bank, Inc. vs Transcend Credit Union
Bank
Independent Correspondent Bankers' Bank, Inc.
Frankfort, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Independent Correspondent Bankers' Bank, Inc. | Transcend Credit Union |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 82 | 84 (stronger) |
| Loan quality | 67 | 96 (stronger) |
| Earnings | 49 | 68 (stronger) |
| Funding & liquidity | 55 | 69 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 40th | 83rd |
| Total assets | $151.4M | $588.3M |
| Deposits / shares | $82.5M | $473.2M |
| Capital ratio | 13.21% | 13.37% (stronger) |
| Problem loans | 0.99% | 0.13% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 0.73% | 1.19% (stronger) |
| Loans ÷ deposits | 98.7% | 91.0% (stronger) |
| Uninsured deposits | 21.0% | 9.8% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Independent Correspondent Bankers' Bank, Inc. leads on 1 and Transcend Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.