Side-by-side · Q2 2026 data
Independent Farmers Bank vs Peoples Bank Co.
Metric by metric
| Measure | Independent Farmers Bank | Peoples Bank Co. |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 55 (stronger) | 34 |
| Loan quality | 78 | 98 (stronger) |
| Earnings | 65 (stronger) | 49 |
| Funding & liquidity | 85 (stronger) | 82 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 47th | 34th |
| Total assets | $146.5M | $147.7M |
| Deposits / shares | $131.9M | $124.0M |
| Capital ratio | 10.53% (stronger) | 8.36% |
| Problem loans | 0.66% | 0.06% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.13% (stronger) | 0.73% |
| Loans ÷ deposits | 66.2% (stronger) | 78.6% |
| Uninsured deposits | 23.5% | 4.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Independent Farmers Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Independent Farmers Bank leads on 4 and Peoples Bank Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.