Side-by-side · Q2 2026 data
Independent Farmers Bank vs Peoples Bank of Wyaconda, Missouri
Metric by metric
| Measure | Independent Farmers Bank | Peoples Bank of Wyaconda, Missouri |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 55 | 56 (stronger) |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 65 | 74 (stronger) |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 47th | 72nd |
| Total assets | $146.5M | $148.5M |
| Deposits / shares | $131.9M | $131.3M |
| Capital ratio | 10.53% | 10.56% (stronger) |
| Problem loans | 0.66% | 0.02% (stronger) |
| Net charge-offs | 0.07% | -0.11% (stronger) |
| Return on assets | 1.13% | 1.34% (stronger) |
| Loans ÷ deposits | 66.2% (stronger) | 80.5% |
| Uninsured deposits | 23.5% | 13.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Peoples Bank of Wyaconda, Missouri has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Independent Farmers Bank leads on 1 and Peoples Bank of Wyaconda, Missouri on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.