Side-by-side · Q2 2026 data
Independent Farmers Bank vs Security Bank of Southwest Missouri
Metric by metric
| Measure | Independent Farmers Bank | Security Bank of Southwest Missouri |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 55 | 77 (stronger) |
| Loan quality | 78 (stronger) | 27 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 72 |
| Problem-loan coverage | 91 (stronger) | 75 |
| Peer percentile | 47th | 37th |
| Total assets | $146.5M | $146.8M |
| Deposits / shares | $131.9M | $127.7M |
| Capital ratio | 10.53% | 12.74% (stronger) |
| Problem loans | 0.66% (stronger) | 2.18% |
| Net charge-offs | 0.07% | -0.01% (stronger) |
| Return on assets | 1.13% | 3.02% (stronger) |
| Loans ÷ deposits | 66.2% (stronger) | 88.6% |
| Uninsured deposits | 23.5% | 13.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Independent Farmers Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Independent Farmers Bank leads on 3 and Security Bank of Southwest Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.