Side-by-side · Q2 2026 data
Indianhead Credit Union vs Centricity Credit Union
Metric by metric
| Measure | Indianhead Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 74 | 74 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 70 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 89th | 87th |
| Total assets | $101.2M | $340.5M |
| Deposits / shares | $83.5M | $277.4M |
| Capital ratio | 14.98% (stronger) | 13.97% |
| Problem loans | 0.78% (stronger) | 0.79% |
| Net charge-offs | 0.07% (stronger) | 0.46% |
| Return on assets | 1.55% | 2.13% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 90.6% |
| Uninsured deposits | 1.9% (stronger) | 4.6% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 13.0% |
Indianhead Credit Union has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Indianhead Credit Union leads on 6 and Centricity Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.