Side-by-side · Q2 2026 data
Indianhead Credit Union vs Southern Lakes Credit Union
Metric by metric
| Measure | Indianhead Credit Union | Southern Lakes Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 74 | 76 (stronger) |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 78 | 94 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 89th | 34th |
| Total assets | $101.2M | $112.6M |
| Deposits / shares | $83.5M | $101.0M |
| Capital ratio | 14.98% (stronger) | 9.73% |
| Problem loans | 0.78% | 0.73% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.15% |
| Return on assets | 1.55% (stronger) | 0.59% |
| Loans ÷ deposits | 82.3% | 66.5% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 4.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Indianhead Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Indianhead Credit Union leads on 5 and Southern Lakes Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.