Side-by-side · Q2 2026 data
Industrial CU of Whatcom County Credit Union vs Northwest Plus Credit Union
Credit union
Industrial CU of Whatcom County Credit Union
Bellingham, Washington · $100 million – $1 billion
Metric by metric
| Measure | Industrial CU of Whatcom County Credit Union | Northwest Plus Credit Union |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 71 | 86 (stronger) |
| Loan quality | 91 (stronger) | 73 |
| Earnings | 41 | 47 (stronger) |
| Funding & liquidity | 85 | 96 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 66th | 71st |
| Total assets | $391.6M | $315.2M |
| Deposits / shares | $340.7M | $273.8M |
| Capital ratio | 12.06% | 13.56% (stronger) |
| Problem loans | 0.26% (stronger) | 0.80% |
| Net charge-offs | 1.46% | 0.69% (stronger) |
| Return on assets | 0.52% | 0.67% (stronger) |
| Loans ÷ deposits | 75.7% | 63.9% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 12.9% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
Northwest Plus Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Industrial CU of Whatcom County Credit Union leads on 2 and Northwest Plus Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.