Northwest Plus Credit Union is a federally insured state-chartered credit union headquartered in Everett, Washington, in business for about 87 years. At the end of Q2 2026 it reported $315.2M in total assets and $273.8M in member shares and deposits, with 6 offices.
Northwest Plus Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 71% of its 1,341 credit unions with $100 million – $1 billion. Among 73 credit unions headquartered in Washington, it ranks 20th. Funding & liquidity contributes the most (96/100, 64% loans-to-deposits, 13% uninsured); earnings contributes the least (47/100, 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 77 |
| Q4 2024 | 74 |
| Q1 2025 | 74 |
| Q2 2025 | 77 |
| Q3 2025 | 72 |
| Q4 2025 | 75 |
| Q1 2026 | 82 |
| Q2 2026 | 77 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.00% |
| Q3 2024 | 13.12% |
| Q4 2024 | 13.19% |
| Q1 2025 | 12.85% |
| Q2 2025 | 13.19% |
| Q3 2025 | 13.13% |
| Q4 2025 | 13.24% |
| Q1 2026 | 13.30% |
| Q2 2026 | 13.56% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.63% |
| Q2 2025 | 0.49% |
| Q3 2025 | 1.06% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.80% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.80% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $315.2M | 13.56% | 0.80% | 0.67% | 63.9% |
| Q1 2026 | 82 | $318.2M | 13.30% | 0.24% | 0.80% | 63.7% |
| Q4 2025 | 75 | $314.7M | 13.24% | 0.71% | 0.61% | 66.9% |
| Q3 2025 | 72 | $313.1M | 13.13% | 1.06% | 0.58% | 68.3% |
| Q2 2025 | 77 | $307.9M | 13.19% | 0.49% | 0.55% | 68.9% |
| Q1 2025 | 74 | $312.0M | 12.85% | 0.63% | 0.46% | 66.1% |
| Q4 2024 | 74 | $301.5M | 13.19% | 0.90% | 0.61% | 69.4% |
| Q3 2024 | 77 | $300.9M | 13.12% | 0.56% | 0.69% | 70.4% |
| Q2 2024 | 78 | $299.8M | 13.00% | 0.46% | 0.73% | 72.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peninsula Community Federal Credit UnionCredit union Shelton, WA | 68 out of 100, Moderate | $304.2M | 11.7% | 1.06% | vs |
| Puget Sound CooperativeCredit union Bellevue, WA | 65 out of 100, Moderate | $273.8M | 11.2% | 0.57% | vs |
| People'S Community Federal Credit UnionCredit union Vancouver, WA | 71 out of 100, Strong | $269.1M | 15.5% | 2.32% | vs |
| Great Northwest Federal Credit UnionCredit union Aberdeen, WA | 86 out of 100, Very strong | $374.8M | 17.1% | 0.75% | vs |
| Industrial CU of Whatcom County Credit UnionCredit union Bellingham, WA | 75 out of 100, Strong | $391.6M | 12.1% | 0.26% | vs |
| Cascade Federal Credit UnionCredit union Kent, WA | 88 out of 100, Very strong | $392.6M | 13.3% | 0.79% | vs |
Deposit insurance
Is my money safe at Northwest Plus Credit Union?
Yes. Northwest Plus Credit Union is a federally insured credit union (NCUA charter #67262). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.9% of shares and deposits ($35.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
Northwest Plus Credit Union lists 6 offices in 5 cities. Most locations:
- Everett, WA (2)
- Arlington, WA (1)
- Burlington, WA (1)
- Marysville, WA (1)
- Stanwood, WA (1)
HMDA 2025
Mortgage lending
In 2025, Northwest Plus Credit Union reported 34 home-loan applications under HMDA (LEI 254900IHSG9OOX0DZH92): 21 originated ($5,695,000 total), 5 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Northwest Plus Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67262
- RSSD ID
- 82891
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- 2821 Hewitt Ave, Everett, WA 98201
- Employees
- 54
Quick answers
Northwest Plus Credit Union: common questions
Is Northwest Plus Credit Union NCUA insured?
Yes. Northwest Plus Credit Union is a federally insured credit union (NCUA charter #67262). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northwest Plus Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northwest Plus Credit Union have?
6 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Everett
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cascade Federal Credit UnionCredit union Kent, WA | 88 out of 100, Very strong | $392.6M | 13.3% | 0.79% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |
| Qualstar Credit UnionCredit union Bothell, WA | 80 out of 100, Strong | $939.3M | 16.0% | 1.41% | vs |
| Peoples BankBank Bellingham, WA | 78 out of 100, Strong | $2.4B | 13.3% | 0.11% | vs |
| Native American Bank, National AssociationBank Denver, CO | 77 out of 100, Strong | $362.0M | 14.4% | 0.94% | vs |
| Boeing Employees Credit UnionCredit union Tukwila, WA | 75 out of 100, Strong | $29.6B | 12.6% | 0.42% | vs |