Side-by-side · Q2 2026 data
InFirst Bank vs Phoenixville Federal Bank and Trust
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | InFirst Bank | Phoenixville Federal Bank and Trust |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 45 | 76 (stronger) |
| Loan quality | 97 (stronger) | 58 |
| Earnings | 61 (stronger) | 51 |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 40th | 34th |
| Total assets | $683.2M | $648.0M |
| Deposits / shares | $612.7M | $559.1M |
| Capital ratio | 9.49% | 12.62% (stronger) |
| Problem loans | 0.10% (stronger) | 1.25% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.02% (stronger) | 0.77% |
| Loans ÷ deposits | 97.3% | 88.2% (stronger) |
| Uninsured deposits | 14.6% | 13.9% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 13.8% |
InFirst Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), InFirst Bank leads on 4 and Phoenixville Federal Bank and Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.