Side-by-side · Q2 2026 data
Infirst Federal Credit Union vs Urw Community Federal Credit Union
Credit union
Urw Community Federal Credit Union
Danville, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Infirst Federal Credit Union | Urw Community Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 50 | 97 (stronger) |
| Loan quality | 84 (stronger) | 51 |
| Earnings | 23 | 48 (stronger) |
| Funding & liquidity | 75 (stronger) | 65 |
| Problem-loan coverage | 91 (stronger) | 82 |
| Peer percentile | 24th | 48th |
| Total assets | $186.0M | $224.0M |
| Deposits / shares | $165.7M | $188.5M |
| Capital ratio | 10.02% | 14.65% (stronger) |
| Problem loans | 0.49% (stronger) | 1.47% |
| Net charge-offs | 0.37% (stronger) | 1.28% |
| Return on assets | 0.09% | 0.71% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 95.3% |
| Uninsured deposits | 6.0% (stronger) | 6.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Urw Community Federal Credit Union has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Infirst Federal Credit Union leads on 4 and Urw Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.