TellerScore

Infirst Federal Credit Union is a federal credit union headquartered in Alexandria, Virginia, in business for about 91 years. At the end of Q2 2026 it reported $186.0M in total assets and $165.7M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Infirst Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 24% of 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 66th. Its strongest component is problem-loan coverage (91/100; 4.3%), and its lowest is earnings (23/100; 0.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion50/100
Net worth ratio: 10.02%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.49%
Earnings23/100
Return on assets (annualized): 0.09%
Funding & liquidity75/100
Loans ÷ shares: 85.0% · 6.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 61).

TellerScore
566063Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202458
Q4 202461
Q1 202560
Q2 202560
Q3 202563
Q4 202559
Q1 202661
Q2 202661
Net worth ratio
7.00%8.71%10.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.18%
Q3 20249.37%
Q4 20249.95%
Q1 20259.93%
Q2 202510.32%
Q3 202510.37%
Q4 202510.41%
Q1 202610.35%
Q2 202610.02%
Delinquent loans (60+ days)
0.35%0.65%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.53%
Q3 20240.35%
Q4 20240.57%
Q1 20250.65%
Q2 20250.72%
Q3 20250.47%
Q4 20250.95%
Q1 20260.66%
Q2 20260.49%
Return on assets
-0.23%0.00%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.18%
Q3 2024-0.23%
Q4 20240.24%
Q1 20250.15%
Q2 20250.13%
Q3 20250.14%
Q4 20250.23%
Q1 20260.13%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$186.0M10.02%0.49%0.09%85.0%
Q1 202661$191.9M10.35%0.66%0.13%83.9%
Q4 202559$190.3M10.41%0.95%0.23%85.6%
Q3 202563$189.9M10.37%0.47%0.14%87.6%
Q2 202560$190.2M10.32%0.72%0.13%88.1%
Q1 202560$197.0M9.93%0.65%0.15%85.0%
Q4 202461$196.0M9.95%0.57%0.24%85.6%
Q3 202458$200.6M9.37%0.35%-0.23%86.5%
Q2 202456$206.6M9.18%0.53%-0.18%82.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.02%
29th
Problem loans0.49%
65th
Net charge-offs0.37%
49th
Return on assets0.09%
7th
Loans to deposits85.0%
29th
Uninsured deposits6.0%
48th
Loan-loss reserves0.00%
50th
Texas ratio4.3%
48th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Democracy Federal Credit UnionCredit union Alexandria, VA42 out of 100, Below average$188.2M6.6%1.11%vs
Beach Municipal Federal Credit UnionCredit union Virginia Beach, VA87 out of 100, Very strong$194.7M14.1%0.78%vs
Central Virginia Federal Credit UnionCredit union Lynchburg, VA72 out of 100, Strong$197.8M12.7%1.59%vs
Urw Community Federal Credit UnionCredit union Danville, VA69 out of 100, Moderate$224.0M14.7%1.47%vs
Celco Community Federal Credit UnionCredit union Narrows, VA85 out of 100, Very strong$143.9M20.9%1.33%vs
Healthcare Systems Federal Credit UnionCredit union Falls Church, VA73 out of 100, Strong$135.5M11.4%0.49%vs

Deposit insurance

Is my money safe at Infirst Federal Credit Union?

Yes. Infirst Federal Credit Union is a federally insured credit union (NCUA charter #233). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($10.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.02%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Infirst Federal Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Infirst Federal Credit Union
Type
Federal credit union
NCUA charter #
233
RSSD ID
549170
Primary regulator
NCUA
Established
1935
Headquarters
6222 Little River Tpke, Alexandria, VA 22312
Employees
48

Quick answers

Infirst Federal Credit Union: common questions

Is Infirst Federal Credit Union NCUA insured?

Yes. Infirst Federal Credit Union is a federally insured credit union (NCUA charter #233). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Infirst Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Infirst Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

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