Side-by-side · Q2 2026 data
Ingersoll-Rand Federal Credit Union vs Guthrie Community Federal Credit Union
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Credit union
Guthrie Community Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ingersoll-Rand Federal Credit Union | Guthrie Community Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 85 (stronger) | 59 |
| Loan quality | 49 | 90 (stronger) |
| Earnings | 12 | 37 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $124.3M | $122.7M |
| Deposits / shares | $107.1M | $112.4M |
| Capital ratio | 13.53% (stronger) | 10.90% |
| Problem loans | 1.54% | 0.31% (stronger) |
| Net charge-offs | 1.00% | 0.26% (stronger) |
| Return on assets | -0.19% | 0.42% (stronger) |
| Loans ÷ deposits | 70.4% | 55.1% (stronger) |
| Uninsured deposits | 4.9% | 4.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
Guthrie Community Federal Credit Union has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ingersoll-Rand Federal Credit Union leads on 1 and Guthrie Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.