Side-by-side · Q2 2026 data
Ingersoll-Rand Federal Credit Union vs Lanco Federal Credit Union
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ingersoll-Rand Federal Credit Union | Lanco Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 85 (stronger) | 62 |
| Loan quality | 49 | 72 (stronger) |
| Earnings | 12 | 68 (stronger) |
| Funding & liquidity | 90 (stronger) | 80 |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 26th | 54th |
| Total assets | $124.3M | $124.6M |
| Deposits / shares | $107.1M | $110.1M |
| Capital ratio | 13.53% (stronger) | 11.19% |
| Problem loans | 1.54% | 0.85% (stronger) |
| Net charge-offs | 1.00% | 0.13% (stronger) |
| Return on assets | -0.19% | 1.19% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 80.5% |
| Uninsured deposits | 4.9% (stronger) | 5.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 19.4% |
Lanco Federal Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ingersoll-Rand Federal Credit Union leads on 3 and Lanco Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.