Side-by-side · Q2 2026 data
Inland Valley Federal Credit Union vs Huntington Beach Credit Union
Credit union
Inland Valley Federal Credit Union
Fontana, California · Under $100 million in assets
Credit union
Huntington Beach Credit Union
Huntington Beac, California · Under $100 million in assets
Metric by metric
| Measure | Inland Valley Federal Credit Union | Huntington Beach Credit Union |
|---|---|---|
| TellerScore | 65 | 84 (stronger) |
| Capital cushion | 37 | 81 (stronger) |
| Loan quality | 94 (stronger) | 82 |
| Earnings | 29 | 74 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 30th | 75th |
| Total assets | $54.0M | $56.4M |
| Deposits / shares | $49.1M | $48.8M |
| Capital ratio | 8.65% | 13.05% (stronger) |
| Problem loans | 0.18% (stronger) | 0.54% |
| Net charge-offs | 0.25% | 0.03% (stronger) |
| Return on assets | 0.23% | 1.35% (stronger) |
| Loans ÷ deposits | 39.7% | 35.7% (stronger) |
| Uninsured deposits | 16.5% | 9.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huntington Beach Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Inland Valley Federal Credit Union leads on 1 and Huntington Beach Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.