Side-by-side · Q2 2026 data
Inland Valley Federal Credit Union vs Vida Federal Credit Union
Credit union
Inland Valley Federal Credit Union
Fontana, California · Under $100 million in assets
Metric by metric
| Measure | Inland Valley Federal Credit Union | Vida Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 37 | 88 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 29 | 39 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 30th | 83rd |
| Total assets | $54.0M | $174.6M |
| Deposits / shares | $49.1M | $150.4M |
| Capital ratio | 8.65% | 13.75% (stronger) |
| Problem loans | 0.18% | 0.13% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.34% |
| Return on assets | 0.23% | 0.49% (stronger) |
| Loans ÷ deposits | 39.7% (stronger) | 59.0% |
| Uninsured deposits | 16.5% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vida Federal Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Inland Valley Federal Credit Union leads on 2 and Vida Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.