Side-by-side · Q2 2026 data
Inova Federal Credit Union vs Communitywide Federal Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Inova Federal Credit Union | Communitywide Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 57 (stronger) |
| Capital cushion | 34 | 82 (stronger) |
| Loan quality | 69 (stronger) | 18 |
| Earnings | 27 | 46 (stronger) |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 77 (stronger) | 71 |
| Peer percentile | 4th | 14th |
| Total assets | $643.5M | $873.9M |
| Deposits / shares | $516.0M | $752.5M |
| Capital ratio | 8.36% | 13.16% (stronger) |
| Problem loans | 0.94% (stronger) | 2.45% |
| Net charge-offs | 0.99% (stronger) | 2.55% |
| Return on assets | 0.17% | 0.65% (stronger) |
| Loans ÷ deposits | 114.9% | 82.0% (stronger) |
| Uninsured deposits | 12.9% | 11.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Communitywide Federal Credit Union has the higher TellerScore (57 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Inova Federal Credit Union leads on 2 and Communitywide Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.