TellerScore

Communitywide Federal Credit Union (NCUA charter #18336) is based in South Bend, Indiana. Its Q2 2026 call report shows $873.9M in total assets and $752.5M in member shares and deposits and 8 offices.

Communitywide Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 104th. Capital cushion contributes the most (82/100, 13.16%); loan quality contributes the least (18/100, 2.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.16%
Loan quality18/100
Loans 60+ days delinquent ÷ total loans: 2.45%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity78/100
Loans ÷ shares: 82.0% · 11.0% uninsured
Problem-loan coverage71/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (52 → 57), mostly because the loan quality component improved by 14 points.

TellerScore
465257Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202447
Q3 202446
Q4 202447
Q1 202554
Q2 202552
Q3 202554
Q4 202555
Q1 202655
Q2 202657
Net worth ratio
7.00%10.12%13.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.23%
Q3 202412.74%
Q4 202413.03%
Q1 202513.21%
Q2 202512.94%
Q3 202513.12%
Q4 202513.22%
Q1 202613.21%
Q2 202613.16%
Delinquent loans (60+ days)
2.44%2.81%3.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.44%
Q3 20242.68%
Q4 20243.12%
Q1 20252.66%
Q2 20252.89%
Q3 20253.17%
Q4 20253.18%
Q1 20262.55%
Q2 20262.45%
Return on assets
-0.27%0.36%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.27%
Q3 20240.03%
Q4 20240.24%
Q1 20250.70%
Q2 20250.82%
Q3 20251.00%
Q4 20251.00%
Q1 20260.39%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$873.9M13.16%2.45%0.65%82.0%
Q1 202655$876.3M13.21%2.55%0.39%79.8%
Q4 202555$869.0M13.22%3.18%1.00%81.5%
Q3 202554$858.9M13.12%3.17%1.00%85.4%
Q2 202552$847.9M12.94%2.89%0.82%88.3%
Q1 202554$836.8M13.21%2.66%0.70%90.0%
Q4 202447$837.2M13.03%3.12%0.24%90.6%
Q3 202446$841.3M12.74%2.68%0.03%92.1%
Q2 202447$800.8M13.23%2.44%-0.27%99.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.16%
71st
Problem loans2.45%
3rd
Net charge-offs2.55%
1st
Return on assets0.65%
42nd
Loans to deposits82.0%
35th
Uninsured deposits11.0%
13th
Loan-loss reserves0.00%
50th
Texas ratio14.7%
5th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Hoosier Hills Credit UnionCredit union Bedford, IN59 out of 100, Moderate$937.6M9.8%0.97%vs
Financial Center First Credit UnionCredit union Indianapolis, IN64 out of 100, Moderate$961.8M11.1%0.77%vs
Profed Federal Credit UnionCredit union Fort Wayne, IN82 out of 100, Strong$763.5M13.2%0.47%vs
Inova Federal Credit UnionCredit union Elkhart, IN48 out of 100, Below average$643.5M8.4%0.94%vs
Via Credit UnionCredit union Marion, IN76 out of 100, Strong$604.4M13.2%0.62%vs
Tech Credit UnionCredit union Crown Point, IN49 out of 100, Below average$599.0M9.3%1.45%vs

Deposit insurance

Is my money safe at Communitywide Federal Credit Union?

Yes. Communitywide Federal Credit Union is a federally insured credit union (NCUA charter #18336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.0% of shares and deposits ($82.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Communitywide Federal Credit Union lists 8 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Communitywide Federal Credit Union
Type
Federal credit union
NCUA charter #
18336
RSSD ID
586988
Primary regulator
NCUA
Established
1967
Headquarters
1555 W Western Ave, South Bend, IN 46619
Employees
84

Quick answers

Communitywide Federal Credit Union: common questions

Is Communitywide Federal Credit Union NCUA insured?

Yes. Communitywide Federal Credit Union is a federally insured credit union (NCUA charter #18336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Communitywide Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Communitywide Federal Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near South Bend

InstitutionScoreAssetsCapitalProblem loansCompare
Policemen'S Federal Credit UnionCredit union South Bend, IN92 out of 100, Very strong$95.5M16.4%0.29%vs
Tlcu Financial Credit UnionCredit union Mishawaka, IN89 out of 100, Very strong$59.4M16.0%0.45%vs
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Chiphone Federal Credit UnionCredit union Elkhart, IN87 out of 100, Very strong$111.8M16.4%0.38%vs
South Bend Firefighters Federal Credit UnionCredit union South Bend, IN82 out of 100, Strong$64.3M23.6%1.07%vs
1st Source BankBank South Bend, IN75 out of 100, Strong$9.3B13.7%0.99%vs