TellerScore

Side-by-side · Q2 2026 data

Inova Federal Credit Union vs Tlcu Financial Credit Union

Credit union

Inova Federal Credit Union

Elkhart, Indiana · $100 million – $1 billion

48of 100
Below average

Credit union

Tlcu Financial Credit Union

Mishawaka, Indiana · Under $100 million in assets

89of 100
Very strong

Metric by metric

MeasureInova Federal Credit UnionTlcu Financial Credit Union
TellerScore4889 (stronger)
Capital cushion34100 (stronger)
Loan quality6985 (stronger)
Earnings2766 (stronger)
Funding & liquidity50100 (stronger)
Problem-loan coverage7798 (stronger)
Peer percentile4th87th
Total assets$643.5M$59.4M
Deposits / shares$516.0M$49.5M
Capital ratio8.36%16.01% (stronger)
Problem loans0.94%0.45% (stronger)
Net charge-offs0.99%0.02% (stronger)
Return on assets0.17%1.15% (stronger)
Loans ÷ deposits114.9%39.1% (stronger)
Uninsured deposits12.9%2.5% (stronger)
Offices32
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Tlcu Financial Credit Union has the higher TellerScore (89 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Inova Federal Credit Union leads on 0 and Tlcu Financial Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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