Side-by-side · Q2 2026 data
InsBank vs First Freedom Bank
Metric by metric
| Measure | InsBank | First Freedom Bank |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 52 | 75 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 53 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 49th | 88th |
| Total assets | $1.1B | $817.8M |
| Deposits / shares | $905.8M | $710.0M |
| Capital ratio | 10.20% | 12.45% (stronger) |
| Problem loans | 0.24% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 0.94% | 1.99% (stronger) |
| Loans ÷ deposits | 99.7% | 95.8% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 25.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
First Freedom Bank has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), InsBank leads on 2 and First Freedom Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.