Side-by-side · Q2 2026 data
Insight Credit Union vs Champions First Credit Union
Metric by metric
| Measure | Insight Credit Union | Champions First Credit Union |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 62 (stronger) | 58 |
| Earnings | 20 | 45 (stronger) |
| Funding & liquidity | 95 (stronger) | 73 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 16th | 21st |
| Total assets | $629.1M | $540.7M |
| Deposits / shares | $576.3M | $478.8M |
| Capital ratio | 10.15% | 10.82% (stronger) |
| Problem loans | 1.13% (stronger) | 1.27% |
| Net charge-offs | 0.71% | 0.48% (stronger) |
| Return on assets | -0.01% | 0.62% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 87.6% |
| Uninsured deposits | 3.7% (stronger) | 6.4% |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Champions First Credit Union has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Insight Credit Union leads on 3 and Champions First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.