Insight Credit Union (NCUA charter #67344) is based in Winter Springs, Florida. Its Q2 2026 call report shows $629.1M in total assets and $576.3M in member shares and deposits and 13 offices.
Based on its Q2 2026 filing, Insight Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 107 credit unions headquartered in Florida, it ranks 94th. Its strongest component is funding & liquidity (95/100; 65% loans-to-deposits, 4% uninsured), and its lowest is earnings (20/100; -0.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (55 → 58), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 56 |
| Q2 2025 | 55 |
| Q3 2025 | 57 |
| Q4 2025 | 57 |
| Q1 2026 | 57 |
| Q2 2026 | 58 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.01% |
| Q3 2024 | 9.49% |
| Q4 2024 | 9.85% |
| Q1 2025 | 9.52% |
| Q2 2025 | 9.51% |
| Q3 2025 | 9.94% |
| Q4 2025 | 9.92% |
| Q1 2026 | 9.88% |
| Q2 2026 | 10.15% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.95% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.15% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.27% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.55% |
| Q1 2025 | -0.42% |
| Q2 2025 | -0.35% |
| Q3 2025 | -0.20% |
| Q4 2025 | -0.10% |
| Q1 2026 | -0.11% |
| Q2 2026 | -0.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $629.1M | 10.15% | 1.13% | -0.01% | 65.2% |
| Q1 2026 | 57 | $659.8M | 9.88% | 1.12% | -0.11% | 62.7% |
| Q4 2025 | 57 | $659.2M | 9.92% | 1.15% | -0.10% | 63.8% |
| Q3 2025 | 57 | $654.8M | 9.94% | 1.02% | -0.20% | 65.7% |
| Q2 2025 | 55 | $682.2M | 9.51% | 0.95% | -0.35% | 66.4% |
| Q1 2025 | 56 | $702.0M | 9.52% | 0.81% | -0.42% | 62.7% |
| Q4 2024 | 64 | $686.0M | 9.85% | 0.94% | 0.55% | 59.9% |
| Q3 2024 | 64 | $699.5M | 9.49% | 0.83% | 0.50% | 60.5% |
| Q2 2024 | 56 | $697.8M | 9.01% | 0.85% | -0.27% | 61.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Floridacentral Credit UnionCredit union Tampa, FL | 56 out of 100, Moderate | $621.8M | 7.8% | 0.69% | vs |
| Innovations Financial Credit UnionCredit union Panama City, FL | 67 out of 100, Moderate | $696.1M | 9.5% | 0.14% | vs |
| We Florida Financial Credit UnionCredit union Fort Lauderdale, FL | 68 out of 100, Moderate | $700.5M | 10.7% | 0.65% | vs |
| Radifi Federal Credit UnionCredit union Jacksonville, FL | 62 out of 100, Moderate | $715.2M | 9.6% | 0.45% | vs |
| Champions First Credit UnionCredit union Tallahassee, FL | 60 out of 100, Moderate | $540.7M | 10.8% | 1.27% | vs |
| Tampa Bay Federal Credit UnionCredit union Tampa, FL | 52 out of 100, Below average | $493.9M | 10.5% | 1.78% | vs |
Deposit insurance
Is my money safe at Insight Credit Union?
Yes. Insight Credit Union is a federally insured credit union (NCUA charter #67344). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.7% of shares and deposits ($21.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.15%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
13 locations
Branches
Insight Credit Union lists 13 offices in 10 cities. Most locations:
- Winter Springs, FL (4)
- Apopka, FL (1)
- Clermont, FL (1)
- Deland, FL (1)
- Eustis, FL (1)
- Kissimmee, FL (1)
- Lady Lake, FL (1)
- Lake Mary, FL (1)
- Leesburg, FL (1)
- Orlando, FL (1)
HMDA 2025
Mortgage lending
In 2025, Insight Credit Union reported 43 home-loan applications under HMDA (LEI 549300GMQCJI1T3P3Z82): 15 originated ($3,105,000 total), 5 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Insight Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67344
- RSSD ID
- 174778
- Primary regulator
- State + NCUA
- Established
- 1991
- Headquarters
- 270 Winding Hollow Blvd, Winter Springs, FL 32708
- Employees
- 122
Quick answers
Insight Credit Union: common questions
Is Insight Credit Union NCUA insured?
Yes. Insight Credit Union is a federally insured credit union (NCUA charter #67344). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Insight Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Insight Credit Union have?
13 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Winter Springs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Credit UnionCredit union New Rockford, ND | 95 out of 100, Very strong | $171.6M | 17.7% | 0.22% | vs |
| Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL | 89 out of 100, Very strong | $5.5M | 24.2% | 0.00% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| First Colony Bank of FloridaBank Maitland, FL | 79 out of 100, Strong | $291.1M | 9.9% | 0.17% | vs |
| Cypress Bank & TrustBank Melbourne, FL | 79 out of 100, Strong | $256.8M | 11.8% | 0.00% | vs |
| Portrait BankBank Winter Park, FL | 79 out of 100, Strong | $44.7M | 99.2% | 0.00% | vs |