Side-by-side · Q2 2026 data
Insight Credit Union vs Floridacentral Credit Union
Metric by metric
| Measure | Insight Credit Union | Floridacentral Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 56 |
| Capital cushion | 52 (stronger) | 28 |
| Loan quality | 62 | 77 (stronger) |
| Earnings | 20 | 27 (stronger) |
| Funding & liquidity | 95 (stronger) | 91 |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 16th | 13th |
| Total assets | $629.1M | $621.8M |
| Deposits / shares | $576.3M | $589.0M |
| Capital ratio | 10.15% (stronger) | 7.83% |
| Problem loans | 1.13% | 0.69% (stronger) |
| Net charge-offs | 0.71% | 0.61% (stronger) |
| Return on assets | -0.01% | 0.18% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 69.0% |
| Uninsured deposits | 3.7% (stronger) | 5.0% |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Insight Credit Union has the higher TellerScore (58 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Insight Credit Union leads on 4 and Floridacentral Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.