Side-by-side · Q2 2026 data
INSOUTH Bank vs TriStar Bank
Metric by metric
| Measure | INSOUTH Bank | TriStar Bank |
|---|---|---|
| TellerScore | 42 | 64 (stronger) |
| Capital cushion | 35 | 48 (stronger) |
| Loan quality | 24 | 80 (stronger) |
| Earnings | 54 (stronger) | 53 |
| Funding & liquidity | 59 | 67 (stronger) |
| Problem-loan coverage | 57 | 87 (stronger) |
| Peer percentile | 3rd | 26th |
| Total assets | $591.9M | $562.7M |
| Deposits / shares | $502.8M | $466.3M |
| Capital ratio | 8.48% | 9.85% (stronger) |
| Problem loans | 2.29% | 0.61% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.20% |
| Return on assets | 0.84% (stronger) | 0.83% |
| Loans ÷ deposits | 90.3% | 79.7% (stronger) |
| Uninsured deposits | 24.5% (stronger) | 27.6% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
TriStar Bank has the higher TellerScore (64 vs 42). On the 7 directional measures above (where higher or lower is clearly better), INSOUTH Bank leads on 3 and TriStar Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.