Side-by-side · Q2 2026 data
Inspire Federal Credit Union vs Riverfront Federal Credit Union
Credit union
Riverfront Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Inspire Federal Credit Union | Riverfront Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 60 (stronger) |
| Capital cushion | 55 (stronger) | 35 |
| Loan quality | 69 | 83 (stronger) |
| Earnings | 41 (stronger) | 40 |
| Funding & liquidity | 56 | 79 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 19th | 21st |
| Total assets | $392.1M | $320.2M |
| Deposits / shares | $277.8M | $292.8M |
| Capital ratio | 10.52% (stronger) | 8.46% |
| Problem loans | 0.93% | 0.50% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.52% |
| Return on assets | 0.54% (stronger) | 0.49% |
| Loans ÷ deposits | 104.1% | 81.0% (stronger) |
| Uninsured deposits | 12.4% | 2.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | 29.5% |
Riverfront Federal Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Inspire Federal Credit Union leads on 3 and Riverfront Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.