Side-by-side · Q2 2026 data
Inspire Federal Credit Union vs West-Aircomm Federal Credit Union
Credit union
West-Aircomm Federal Credit Union
Beaver, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Inspire Federal Credit Union | West-Aircomm Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 64 (stronger) |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 69 (stronger) | 37 |
| Earnings | 41 | 65 (stronger) |
| Funding & liquidity | 56 | 84 (stronger) |
| Problem-loan coverage | 87 (stronger) | 74 |
| Peer percentile | 19th | 31st |
| Total assets | $392.1M | $375.7M |
| Deposits / shares | $277.8M | $332.6M |
| Capital ratio | 10.52% | 12.42% (stronger) |
| Problem loans | 0.93% (stronger) | 1.90% |
| Net charge-offs | 0.01% (stronger) | 0.44% |
| Return on assets | 0.54% | 1.11% (stronger) |
| Loans ÷ deposits | 104.1% | 76.4% (stronger) |
| Uninsured deposits | 12.4% | 9.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | 10.0% |
West-Aircomm Federal Credit Union has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Inspire Federal Credit Union leads on 2 and West-Aircomm Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.