Side-by-side · Q2 2026 data
Integra First Federal Credit Union vs River Valley Credit Union
Metric by metric
| Measure | Integra First Federal Credit Union | River Valley Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 40 | 71 (stronger) |
| Loan quality | 67 | 79 (stronger) |
| Earnings | 27 | 48 (stronger) |
| Funding & liquidity | 89 | 92 (stronger) |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 13th | 63rd |
| Total assets | $135.4M | $124.0M |
| Deposits / shares | $122.8M | $107.5M |
| Capital ratio | 9.03% | 12.13% (stronger) |
| Problem loans | 0.99% | 0.63% (stronger) |
| Net charge-offs | 0.45% | 0.03% (stronger) |
| Return on assets | 0.17% | 0.71% (stronger) |
| Loans ÷ deposits | 71.4% | 68.6% (stronger) |
| Uninsured deposits | 6.4% | 2.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Integra First Federal Credit Union leads on 0 and River Valley Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.